I was offered a new job last summer which helped me to speed up my loan repayment and be more challenged at work. I feel quite comfortable where I am, financially, and look forward to more opportunities in the future. I began using YNAB (You Need A Budget) last August and it has been revolutionary, … More Where does the money go?
I always have some things I’m working on each month, but one of my primary motivators of writing publicly is to be held accountable (by whom? the internet?) in putting my goals out there into the world. Here goes: Save 20% for retirement and 30% for medium term goals and vacation 2 bike rides and … More July Goals
Once I paid off my major student loan, I set upon my next task – saving an emergency fund while learning more about investing. Where to begin? For me, I need a goal – something to strive for. I calculated my monthly basic expenses at around $1500, so a 6 month emergency fund would be … More Emergency Fund, Emergency Fun!
Once I moved back to Ontario and worked through some months of unemployment, under employment, and finally settled in my current employer, I was in a position to attack my debt in full force. A faithful follower of Gail Vaz-Oxlade’s teachings for a number of years, I was thrilled prepared to take the steps needed to … More Debt free by 30!
I started this blog after admiring the amazing accomplishments of many of my contemporary personal finance gurus. Canada seems to have a lovely group of 20-35 year old PF bloggers who have taken charge of their lives and are on the other side of debt. I’m pleased to be there myself now, and actively seek … More In the beginning…